Take back control over your health and fitness choices with a WPS Medicare Supplement Insurance Plan. More coverage for the things that matter. More peace of mind in your most important years. More support for you from a local Wisconsin company. Whether you're retired or over 65 and still working, we invite you to see the difference WPS can make in your life.
No networks. No hassles. No worries.
Get expert one-on-one guidance:
ADVANTAGES OF A WPS Medicare Supplement Insurance Plan.
No networks—choose your preferred doctor.
Customizable plans to fit your needs.
Nationwide coverage that travels with you.
YMCA fitness membership at no additional cost.1
The fact is, Medicare only covers about 80% of medical costs. A Medicare Supplement Insurance Plan, also known as Medigap, covers the remaining 20%.2 No more out-of-pocket surprises, no more confusing networks to navigate and your plan is guaranteed renewable for life.3
Get a FREE info kitPARTNERSHIPS TO PROVIDE YOU MORE PEACE OF MIND.
New for 2025: We’ve added a YMCA fitness membership to our Medicare Supplement Insurance Plan—at no additional cost.1 Check out your other options that are already included with your plan or can be easily added to it.
We’re excited to introduce a new fitness program to our WPS Medicare Supplement Insurance Plan—with a membership to the YMCA. You’ll enjoy access to participating locations throughout Wisconsin with swimming, weights, courts and group exercise classes—all included with your plan at no additional cost.1
All members receive access to the EyeMed Vision Care program at no additional cost.4 EyeMed offers substantial savings on eyewear at thousands of provider locations nationwide.
Available to all members, the Hearing Care Solutions program offers fixed prices for hearing aids. Plus, you’re eligible for a free comprehensive hearing exam, free hearing aid evaluation and fitting, 3-year manufacturer’s warranty, financing options and more.5
You have the option to purchase a dental policy to complement your Medicare Supplement Insurance Plan and choose any dentist for a variety of dental services. From cleanings and X-rays to fillings and crowns, our optional dental coverage provides the essential coverage you need for a healthy smile.6
Get detailsMEDICARE SUPPLEMENT INSURANCE VS. MEDICARE ADVANTAGE.
The coverage you thought was good enough for now might not be good enough for tomorrow. See why people are making the switch7 from Medicare Advantage to Medicare Supplement Insurance.
Get comparison guideMedicare
Supplement Plan
Medicare
Advantage Plan
Choose any doctor that accepts Medicare
Guaranteed
renewable2
Help protect your savings
Skip the referral
Additional health perks
Enrolling in a WPS Medicare Supplement Insurance Plan is not difficult. If you are outside of your initial enrollment period or a special enrollment period you may need to answer health underwriting questions. Choose the scenario below that best fits your current situation.
You can enroll in a Medicare Supplement Insurance Plan, any time of the year, as long as you are not enrolled in a Medicare Advantage Plan. If you are outside of your initial enrollment period or a special enrollment period, you will need to answer underwriting questions.
If you joined a Medicare Advantage Plan when you first became eligible for Medicare Parts A and B at age 65—and within one year of joining the Medicare Advantage Plan, you decide to leave—you can at any time. Or if you are outside of the one-year limit, you may need to wait until the annual enrollment period of your Medicare Advantage plan. Once that window is open, disenroll from your Medicare Advantage Plan and go to Original Medicare. Once you've done that, you may be able to enroll in a Medicare Supplement Insurance Plan, but you may need to answer health underwriting questions.
Depending on your situation, you can add coverage riders to your Medicare Supplement Insurance to personalize your coverage to your needs. Start by selecting your Base Plan option. You can then add other available riders that cover things like Additional Home Health Care, Foreign Travel Emergency and more.
Explore your optionsGet started today, or register to get more information.
WPS has been a part of the Wisconsin healthcare landscape for nearly 80 years—living right here in the communities we serve. We offer live, U.S.-based customer support, with friendly, knowledgeable representatives who know your plan and will get you answers quickly.
Need more information? We're ready to help.
FAQ
A WPS Medicare Supplement Insurance Plan helps cover costs that Medicare doesn’t pay for—such as deductibles, copays and coinsurance.9 These plans are available exclusively to Wisconsin residents and offer flexible options you can customize to your health and budget.
Most states offer Medicare Supplement Insurance Plans labeled A–N. But Wisconsin uses a unique model: you start with a state-standardized Base Plan and then choose from optional coverage riders to create a plan that fits your needs. WPS helps you do that with clear guidance and expert support.
The Wisconsin Basic Plan through WPS includes:
This plan is designed to be a strong foundation—and you can add more benefits if you’d like.
Yes! WPS offers a variety of optional add-on benefits, such as:
You choose only the benefits that matter most to you—we’ll help make it simple.
Your best time to enroll is during your 6-month Medigap open enrollment period—that’s when you’re both 65 or older and enrolled in Medicare Part B. During this window, you can’t be turned down or charged more due to health conditions.
Yes, WPS offers plans for Medicare-eligible individuals under 65 in Wisconsin. Our local experts can help you understand your options and guide you toward the right fit.
Not directly. Medicare Supplement Insurance Plans focus on medical expenses. For help with prescription drugs, you’ll want to enroll in a separate Medicare Part D Plan.
If you’re moving into Wisconsin and want to explore new Medicare Supplement options, WPS can help you see if a new plan can meet your needs. If you’re moving out of Wisconsin, you can keep your plan and should contact our customer service team to see if your rate will change. Either way, our Wisconsin-based support team is here to walk you through the process.
We’re here for you! WPS offers personalized, Wisconsin-based support—online, over the phone or in person. Schedule a call to talk more about your options or contact the Wisconsin Medigap Helpline at 1-800-223-5379 for free, unbiased guidance.
