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WPS large group plans are available in a range of coinsurance and copay options that meet your employees' needs and protect your bottom line. All meet the requirements of the Affordable Care Act. Plus, our prescription drug benefit features tiered copayments to maximize cost efficiency and value. You can offer your employees a choice of up to four benefit designs, each with a different combination of deductibles, copays, and coinsurance. You fund the base plan, and your employees can buy up to higher-cost options if they wish. For more information, talk to an agent.
All WPS plans include these generous benefits:
WPS HealthyChoices Illinois plans include these extensive benefits:
Choose from a range of deductibles, coinsurance, and copay options that meet your employees’ needs and protect your bottom line. This plan features coverage for a broad array of medical services, including first-dollar coverage for preventive services, such as annual exams, lab tests, and screenings.
This lower-premium, HSA-qualified plan empowers employees to budget and pay for qualified medical expenses using tax-free dollars from their own health savings account. The employee-owned and employee-controlled funds can roll over from year to year, and the account moves with your employees.
The WPS Large Group HDHP plan features low premiums and a Health Savings Account (HSA) that lets employees budget and pay for qualified medical expenses using tax-free dollars. The employee-owned, employee-controlled funds can be rolled over from year to year, and the account moves with the employee, providing a sense of security. For more information, view our HSA FAQ.
1Preventive care services include routine exams, screenings, immunizations, and other services ranked A or B by the U.S. Preventive Services Task Force. 2Preventive drugs include specific supplements, contraceptives, immunizations, and other preventive drugs ranked A or B by the U.S. Preventive Services Task Force. 3The Active&Fit Direct program are provided by American Specialty Health Fitness, Inc., a subsidiary of American Specialty Incorporated (ASH). Active&Fit Direct are trademarks of ASH and used with permission herein. If you think an employee might be unable to meet a standard for a reward under this wellness program, the employee might qualify for an opportunity to earn the same reward by different means. 4Benefit does not apply to HSA-qualified HDHPs.