Next-level living deserves next-level coverage.
Get a plan for life.
Upgraded plan.
Upgraded peace of mind.
If your current plan feels outdated, complicated or unpredictable, this is your chance to make a change. WPS Medicare Supplement Insurance Plans (Medigap) help fill the gaps Original Medicare leaves behind—with no networks, referrals or prior authorizations. Just simple, dependable coverage that keeps up with your life.
Make the switch1 today to a plan that is guaranteed renewable for life.2
WPS Medicare Supplement Plans keep things clear and reliable.
No networks.
No referrals.
No surprises.
Two exceptional plans. One smart choice.
WPS now offers two options with the same great benefits. The biggest difference is the deductible. Both plans deliver dependable Medicare Supplement coverage built for flexibility and peace of mind. Choose the plan that fits your life and your budget today.
WPS Medicare Supplement Plans:
Work with Original Medicare for more coverage
Guaranteed renewable for life2
No networks—see any doctor who accepts Medicare assignment11
No referrals or prior authorizations
Access to a fitness program3
Additional health perks and discounts3
Travel with you
Six different customizable riders
NEW! WPS Medicare Supplement High-Deductible Plan:
60% lower premium than our base plan10
Works with Original Medicare
Guaranteed renewable for life2
No networks—see any doctor who accepts Medicare assignment11
No referrals or prior authorizations
Access to a fitness program3
Additional health perks and discounts3
Travels with you
How does a WPS Medicare Supplement High-Deductible Insurance Plan work?
You pay a monthly premium and will receive Medicare approved medical bills until your annual policy deductible of $2950 is met.4 From there, the plan helps fill the gaps Medicare leaves behind and covers eligible expenses for the rest of the year.
Choose your plan for life.
How Medicare Supplement Insurance helps cover health care expenses
Original Medicare only covers about 80% of expenses.
Medicare Supplement Insurance helps fill in the gaps, covering the other 20%.5
Coverage for your life.
Support for your goals.
Every WPS Medicare Supplement Plan comes with additional perks and wellness benefits.
Whichever plan you choose, you’ll get a fitness membership with no additional membership fees.3 Your program depends on your location, but every option supports your health and keeps you active.
Find your nearest fitness location here.
Additional perks with a WPS Medicare Supplement Plan.
EyeMed Vision Care3
Savings on eye exams and eyewear at participating locations across the U.S.
TruHearing®3
Annual hearing exams and access to fixed pricing on hearing aids.
We also offer these special discounts.
2% discount
for automatic bank withdrawal.
7% household discount6
on new WI plans available for any member who has a second household member who is age 60 or older, has lived with the member continuously for the past 12 months or is enrolled in or applying for a WPS Medicare Supplement policy.3
Get clear answers in minutes.
If you’re unsure what a WPS Medicare Supplement Insurance Plan covers or how switching works, this quick video answers common questions and helps you feel ready to make the best choice for your life and your budget.1
Need more information?
Download our FREE info kit.
Ready to switch?1
Call 1-800-223-53791-800-223-5379
Switch from uncertainty to stability.1
Medicare Advantage Plans can change every year. Networks tighten. Costs shift. Referrals slow things down. WPS Medicare Supplement Plans give you straightforward coverage designed to stay steady. You choose your providers and you keep your freedom.
Life is full of surprises. Your coverage shouldn’t be.
There’s a reason we’re the #1 choice for Medicare Supplement Insurance in Wisconsin.7
| Medicare Advantage limitations | WPS solution | |
|---|---|---|
| Doctor out of network | See any doctor who accepts Medicare assignment11 | |
| Referrals and prior authorizations needed | No referrals, no prior authorizations | |
| Unpredictable copays/coinsurance | Predictable Medicare Supplement Insurance coverage | |
| Coverage can change every year | Guaranteed renewable2 | |
| Care limited to certain areas | Coverage that travels with you nationwide | |
| Complicated rules and restrictions | Simple, clear benefits you can count on | |
Make the switch with confidence.1
Switching to an Original Medicare + WPS Medicare Supplement Plan gives you reliable coverage and steady, predictable costs.1
It’s as easy as 1, 2, 3.
Review your current plan.
Look at your premiums, out-of-pocket costs and provider limitations.
Compare your options.
See how predictable costs could benefit your budget.
Call to make the switch.1
Our Wisconsin-based team will walk you through the process.1
WPS Medicare Supplement member statistics
of members stay with WPS year after year.8
providing superior service to seniors, WPS is chosen by more Wisconsinites than any other company.7
would recommend us.9
You’ve got questions, we’ve got answers.
Here are answers to the most common questions about WPS Medicare Supplement Plans.
The Base Plan begins paying its share of Medicare-approved costs right away. The High-Deductible Plan offers top-notch coverage, but you pay a yearly deductible before benefits begin—often resulting in a lower monthly premium.10
With a High-Deductible Plan, you pay Medicare-approved costs out of pocket until you meet the annual deductible. After that, WPS covers all the benefits the plan is designed to pay, giving you more predictable coverage for the rest of the year. The policy does not pay benefits for any amounts applied to the Medicare Part B deductible.
Yes. You can switch1 from Medicare Advantage to a WPS Medicare Supplement Plan during the appropriate enrollment window. You’ll return to Original Medicare first and then apply for the WPS plan that fits your needs.
No. WPS Medicare Supplement Plans do not require referrals. You can see any doctor or specialist who accepts Medicare assignment.
Yes. WPS Medicare Supplement coverage works nationwide. You’re covered anywhere in the U.S. as long as the provider accepts Medicare assignment.
WPS Medicare Supplement Plans help pay many costs Original Medicare doesn’t—such as deductibles, copays and coinsurance. Each plan offers different coverage levels, so you can choose the option that fits your budget and needs.
A WPS Medicare Supplement Plan helps cover costs Original Medicare doesn’t pay, such as deductibles, copays and coinsurance.5 These plans are available exclusively to Wisconsin residents and offer flexible options you can customize to your health and budget.
Yes. With the WPS Base Plan (WPS Medicare Supplement Plan), you can choose from optional add‑on benefits, including:
- Emergency care during foreign travel*
- Additional home health care*
- Part B excess charges*
- Part B Coinsurance/Copay
- Part A 100% deductible
- Part A 50% deductible
Choose only the benefits that matter most to you—WPS makes it easy.
*These add‑on benefits are already included in the WPS Medicare Supplement High‑Deductible Plans, so no additional customization is needed if you choose that plan.
Your best enrollment window is your 6-month Medigap open enrollment period—when you’re 65 or older and enrolled in Medicare Part B. During this time, you cannot be turned down or charged more due to health conditions.
No. Medicare Supplement Plans cover medical costs, not prescription drugs. For medication coverage, you’ll need a separate Medicare Part D plan.
WPS offers personalized, US-based support—online, over the phone or in person. You can schedule a call to talk through your options or contact us at 1-800-223-5379.
