If you’ve recently been dropped by your Medicare Advantage provider, it might be time for a better plan. A WPS Medicare Supplement Insurance Plan has no networks to navigate, more coverage for greater peace of mind and predictable monthly expenses to protect your savings. Plus, you can’t be dropped as long as you pay your premium and there may be no underwriting if you’re within 63 days of your current coverage being cancelled. Be sure not to wait too long so you don't risk a lapse in coverage.
No networks. No hassles. No worries.
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ADVANTAGES OF A WPS Medicare Supplement Insurance Plan.
No networks—choose your preferred doctor.
Plans are guaranteed renewable for life.1
Nationwide coverage that travels with you.
YMCA fitness membership at no additional cost.2
The fact is, Medicare only covers about 80% of medical costs. A Medicare Supplement Insurance Plan, also known as Medigap, help covers the remaining 20%.3 No more out-of-pocket surprises, no more confusing networks to navigate and your plan is guaranteed renewable for life.1
Get a FREE info kitPARTNERSHIPS TO PROVIDE YOU MORE PEACE OF MIND.
New for 2025: We’ve added a YMCA fitness membership to our Medicare Supplement Insurance Plan—at no additional cost.2 Check out your other options that are already included with your plan or can be easily added to it.
We’re excited to introduce a new fitness program to our WPS Medicare Supplement Insurance Plan—with a membership to the YMCA. You’ll enjoy access to participating locations throughout Wisconsin with swimming, weights, courts and group exercise classes—all included with your plan at no additional cost.2
All members receive access to the EyeMed Vision Care program at no additional cost.4 EyeMed offers substantial savings on eyewear at thousands of provider locations nationwide.
Available to all members, the TruHearing® program offers fixed prices for hearing aids. Plus, you’re eligible for a free comprehensive hearing exam, free hearing aid evaluation and fitting, 3-year manufacturer’s warranty, financing options and more.5
You have the option to purchase a dental policy to complement your Medicare Supplement Insurance Plan and choose any dentist for a variety of dental services. From cleanings and X-rays to fillings and crowns, our optional dental coverage provides the essential coverage you need for a healthy smile.6
MEDICARE SUPPLEMENT INSURANCE VS. MEDICARE ADVANTAGE.
The coverage you thought was good enough for now might not be good enough for tomorrow. See why people are making the switch7 from Medicare Advantage to Medicare Supplement Insurance.
Get a comparison guideMedicare
Supplement Plan
Medicare
Advantage Plan
Choose any doctor that accepts Medicare
Guaranteed
renewable1
Help protect your savings
Skip the referral
Additional health perks
WPS has been a part of the Wisconsin healthcare landscape for nearly 80 years—living right here in the communities we serve. We offer live, U.S.-based customer support, with friendly, knowledgeable representatives who know your plan and will get you answers quickly.
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FAQ
WPS Medicare Supplement Insurance Plans do not have provider networks. You can see any provider in the United States that accepts Medicare patients. Providers may accept the Medicare-approved amount as payment, so you won't be billed for more than the Medicare deductible and coinsurance. A WPS Medicare Supplement Insurance Plan will help cover the Medicare deductible and coinsurance. Visit medicare.gov to find a provider near you or check to see if your provider accepts the Medicare-approved amount.
WPS Medicare Supplement Insurance Plans are guaranteed to be renewable as long as you were honest on your application and you continue to pay your premium.
A WPS Medicare Supplement Insurance Plan helps cover costs that Medicare doesn’t pay for—such as deductibles, copays and coinsurance.9 These plans are available exclusively to Wisconsin residents and offer flexible options you can customize to your health and budget.
Not directly. Medicare Supplement Insurance Plans focus on medical expenses. For help with prescription drugs, you’ll want to enroll in a separate Medicare Part D Plan.
If you’re moving into Wisconsin and want to explore new Medicare Supplement options, WPS can help you see if a new plan can meet your needs. If you’re moving out of Wisconsin, you can keep your plan and should contact our customer service team to see if your rate will change. Either way, our friendly support team is here to walk you through the process.
We’re here for you! WPS offers personalized, U.S.-based support—online, over the phone or in person. Schedule a call to talk more about your options or contact the Wisconsin Medigap Helpline at 1-800-223-6899 for free, unbiased guidance.
Yes. If your current Medicare Advantage (MA) plan is being discontinued, you can enroll in a Medicare Supplement plan without answering health questions or going through medical underwriting.
If you are losing coverage because your current Medicare Advantage (MA) plan is being discontinued, you have a Special Enrollment Period in which you can enroll in a Medicare Supplement plan through the end of February. Coverage may begin the first of the following month. You will need to return to Original Medicare. Check the letter you received from your current MA plan for more details.
If you enroll in a WPS Medicare Supplement plan during this time, you may qualify for guaranteed issue, meaning you don’t have to complete health questions, go through underwriting, or worry about being denied coverage.
If you miss your Special Enrollment Period, you will need to answer health questions and you could be denied coverage based on your health history.
WPS offers Medicare Supplement Insurance Plans throughout the state of Wisconsin, and all counties are included.
For information on prescription drug coverage, visit Medicare.gov or the Wisconsin SeniorCare® Program.
