There are many things that might cause you to lose your health insurance.
No matter the reason, you shouldn't go without coverage. Health insurance can help you avoid a major financial setback if you face a serious illness or accident.
So what are your options?
Short-term health insurance is a temporary solution for people who need coverage but can't get it through a more traditional plan.
A short-term plan can help bridge the gap for people in all kinds of situations. For example:
If you recently graduated college ...
Or recently retired and are not yet eligible for Medicare.
Maybe you just got a new job and are waiting for health benefits to begin ...
Or you're a part-time or temporary employee without benefits ...
Or are between jobs and need an affordable alternative to COBRA.
Short-term plans may be an option if you're between Open Enrollment periods and can't get coverage ...Or are looking for an alternative to standard individual health plans.
Compared with other plans, short-term health plans usually have lower premiums.
Often, you can get covered fast--as early as the day after you apply.
You also can choose your length of coverage, from one month up to 364 days.
Some plans allow you to apply for a new short-term plan once initial coverage ends, but ultimately the total amount of time you can be covered under a short-term plan is limited.
As with most health insurance coverage, plans vary by company and some exclusions apply. Be sure to ask questions and understand the plan details and policy terms before you enroll.
This plan is designed for Wisconsin residents who are:
The WPS Short-Term Health Insurance Plan lets you choose the coverage period, from 30 to 364 days. You can apply for a new plan when the initial one ends, but the combined coverage period may not be more than 18 months.
Wellness, vision, and hearing programs are not part of the insurance policy and are offered at no additional charge for membership. Enrollment in these programs is subject to contract renewal.