Short-Term Health Insurance Plan

  • Short-Term Health Insurance Plan

    Your lower-cost option for individual health insurance plans

short term health insurance

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short term health insurance

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What is short term health insurance?

To enroll or learn more about short-term health insurance coverage, call 800-332-0893
Who should buy a short-term health insurance plan?

This plan is designed for Wisconsin residents who are:

  • Looking for an alternative to standard individual health plans
  • Recent college graduates
  • Part-time or temporary employees
  • Between jobs and looking for an affordable alternative to COBRA
  • Newly employed and waiting for health benefits to begin
  • Recently retired and waiting for Medicare eligibility
How does short-term health insurance coverage work?

The WPS Short-Term Health Insurance Plan lets you choose the coverage period, from 30 to 364 days. You can apply for a new plan when the initial one ends, but the combined coverage period may not be more than 18 months.

Top 5 reasons to choose a WPS Short-Term Health Insurance Plan
  1. You choose the coverage period
    You pick the length of time you need, from 30 to 364 days, and you can apply for additional policies (combined coverage period may only be 18 months). Plus your coverage can start as early as tomorrow!
  2. You can access thousands of health care providers
    The WPS Statewide Network allows you to select from thousands of top-quality health care professionals at top-tier facilities across Wisconsin. You can also reach a doctor anytime by phone, computer, or mobile device using telehealth services from Teladoc®*.
    *Teladoc dermatology and behavioral health services are not covered by the WPS Short-Term Health Plan.
  3. You choose the deductible
    Select the amount that’s right for you, with deductible options ranging from $1,500 to $15,000.
  4. You can save money
    This plan offers an affordable way to enjoy the benefits of a major medical plan at a cost that is generally lower than COBRA or a standard individual health policy.
  5. You can get discounts on other services
    The Active&Fit Direct program delivers access to 9,000+ participating fitness centers nationwide for only $25 per month (plus a $25 enrollment fee and applicable taxes). Hear in America hearing plans include an annual hearing screening at no cost to you, discounts on nine top hearing aid brands, and no-cost supporting services. EyeMed Vision Care program offers a variety of benefits, from eye exam savings to discounts on eyeglasses, at no additional cost.

Wellness, vision, and hearing programs are not part of the insurance policy and are offered at no additional charge for membership. Enrollment in these programs is subject to contract renewal.

  • Health Care Provider Networks

    High-quality health care providers and facilities

    WPS Statewide Network
    • Coverage in all Wisconsin counties
    • More than 25,000 health care professional service locations
    • 165 hospitals
    • short term health insurance - Family at the clinic

What is a short-term health plan?

Read our FAQs

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