Group Health Insurance

Group Health Plans

    WPS Small Group Health Plans

    PPO Health Insurance Plans for Wisconsin Businesses


WPS small group plans are available in a range of coinsurance and copay options that meet your employees' needs and protect your bottom line. Our prescription drug benefit features tiered copayments to maximize cost efficiency and value. You can offer your employees a choice of up to four benefit designs, each with a different combination of deductibles, copays, and coinsurance. You fund the base plan, and your employees can buy up to higher-cost options if they wish. For more information, talk to an agent.

All WPS group health plans include:

  • Extraordinary network flexibility. Visit our Networks tab to learn more.
  • 100% coverage for in-network preventive care.
  • $0 copay on select preventive medications1—See plan for details.
  • Fitness reimbursement2 lets employees earn a cash reward each month for staying active.
  • Discounts at fitness centers nationwide through Active&Fit Direct Program2.
  • Telehealth services from our approved telehealth provider.
  • Deep online health resources from educational articles and self-help tools to a comprehensive health encyclopedia.

Your choice of plan types:

  • WPS Health Insurance PPO plans offer the convenience of no primary care practitioners or referrals required. Employees can see any health care provider they choose, in or out of network.

HSA-Qualified High-Deductible Health Plans Available

A high-deductible health plan features a low premium and can be paired with a Health Savings Account (HSA) that lets employees budget and pay for qualified medical expenses using tax-free dollars. An HSA acts like a personal savings account, except the money is used exclusively for medical expenses. Funds roll over from year to year, and the account moves with the employee, providing a sense of security. For more information, view our HSA FAQ.

1Preventive drugs include specific supplements, contraceptives, immunizations, and other preventive drugs ranked A or B by the U.S. Preventive Services Task Force. 2The Active&Fit Direct and ExerciseRewards programs are provided by American Specialty Health Fitness, Inc., a subsidiary of American Specialty Incorporated (ASH). Active&Fit Direct and ExerciseRewards are trademarks of ASH and used with permission herein. If you think an employee might be unable to meet a standard for a reward under this wellness program, the employee might qualify for an opportunity to earn the same reward by different means.

    WPS Large Group Health Plans

    PPO Health Insurance Plans for Wisconsin Businesses


Let WPS help you protect your employees' health–and your business's health–with flexible and affordable group health insurance plans that make good sense for everyone.

From fully customizable group health plans to affordable and efficient administration of your self-funded plan, WPS makes managing employee health benefits easier so you can focus on the important work of running your business.

    WPS Self-Funded Group Health Plans

    PPO Health Insurance Plans for Wisconsin Businesses


WPS Freedom Flex plan provides many options for businesses with 25 or more participating employees who want to customize their coverage and maximize their benefits. WPS Freedom Essentials plan offers businesses with 10 or more participating employees the chance to get more direct control over health insurance costs with a smartly designed plan that works right out of the box.

With these plans, your business funds the health plan and makes all the decisions, while WPS Health Insurance takes care of the administrative work. The better you manage the health of your employees, the more money your company saves. Plus, because these plans are self-funded, they are exempt from many Affordable Care Act requirements, which eliminates some of the uncertainty and expenses.

  • Health Care Provider Networks


    WPS Statewide Network
    • Coverage in all Wisconsin counties
    • More than 25,000 health care professional service locations
    • 165 hospitals
    First Health/PreferredOne Network
    • Coverage in 49 states outside Wisconsin
    • More than 510,000 practitioners
    • More than 5,000 hospitals
    Southern Network
    • Ideal for groups in this 12-county area in southern Wisconsin
    • Regional network provides broad access to high-quality health care providers
    • Can only be used for large group and self-funded group plans
    Aspirus Network
    • Ideal for those in this 16-county area in northern Wisconsin
    • Access to more than 400 physicians and specialists
    • Only available for large group and self-funded group health plans
    • Family at the clinic
  • Plan Materials

    View and download health plan information

   

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