WPS small group plans are available in a range of coinsurance and copay options that meet your employees' needs and protect your bottom line. Our prescription drug benefit features tiered copayments to maximize cost efficiency and value. You can offer your employees a choice of up to four benefit designs, each with a different combination of deductibles, copays, and coinsurance. You fund the base plan, and your employees can buy up to higher-cost options if they wish. For more information, talk to an agent.

All WPS group health plans include:

• Extraordinary network flexibility. Visit our Networks tab to learn more.
• 100% coverage for in-network preventive care.
• $0 copay on select preventive medications¹—See plan for details.
• Fitness reimbursement² lets employees earn a cash reward each month for staying active.
• Discounts at fitness centers nationwide through Active&Fit^™ Direct Program².
• Telehealth services from our approved telehealth provider.
• Deep online health resources from educational articles and self-help tools to a comprehensive health encyclopedia.

Your choice of plan types:

• WPS Health Plan HMO plans deliver value through easy in-network access to health care providers and a primary care practitioner to help employees coordinate their care.
• WPS Health Plan POS plans provide versatility that allows employees to use in-network or out-of-network health care providers while still relying on a primary care practitioner to help manage their care.

HSA-Qualified High-Deductible Health Plans Available

A high-deductible health plan features a low premium and can be paired with a Health Savings Account (HSA) that lets employees budget and pay for qualified medical expenses using tax-free dollars. An HSA acts like a personal savings account, except the money is used exclusively for medical expenses. Funds roll over from year to year, and the account moves with the employee, providing a sense of security. For more information, view our HSA FAQ.

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